Convert Capital One statements to Xero
Upload a Capital One checking, savings or credit card statement PDF and download a CSV using Xero's statement-import columns (Date, Amount, Payee, Description, Reference), or an OFX file.
Free: 5 pages a day, no account needed. Text-based PDFs work best; scanned statements are read with OCR.
How Statemio reads Capital One statements
Capital One 360 statements and Capital One card statements (including per-cardholder transaction sections) are both supported.
Statemio has a layout-specific reader for Capital One checking and savings and credit card statements. We regression-test it on synthetic statements modelled on the bank's published layout. Banks change their layouts, so we never assume it worked: the balance check tells you on every file.
The balance check
Opening balance + every transaction must equal the closing balance (for credit cards, previous balance − payments + charges = new balance). If the totals don't match, you see a red badge and the rows that break the running balance, before you download anything. Pages from statements that don't balance aren't counted against your allowance.
Capital One statement to Xero: step by step
- Convert the PDF and check the balance badge.
- Download Xero CSV (or OFX).
- In Xero open the bank account, choose Import a statement, upload the file and map the columns on the first import.
Excel and CSV are free. Xero CSV or OFX is included with a page pack or plan. See pricing.