Convert Discover statements to OFX
Upload a Discover credit card statement PDF and download an OFX 1.0.2 file (bank or credit-card statement) with a stable FITID per transaction and the closing balance, which Quicken, QuickBooks Desktop, Xero, Moneydance, GnuCash and others accept.
Free: 5 pages a day, no account needed. Text-based PDFs work best; scanned statements are read with OCR.
How Statemio reads Discover statements
Discover card statements are read with the cardholder sign convention (purchases negative, payments positive) and checked against the account summary.
Statemio has a layout-specific reader for Discover credit card statements. We regression-test it on synthetic statements modelled on the bank's published layout. Banks change their layouts, so we never assume it worked: the balance check tells you on every file.
The balance check
Opening balance + every transaction must equal the closing balance (for credit cards, previous balance − payments + charges = new balance). If the totals don't match, you see a red badge and the rows that break the running balance, before you download anything. Pages from statements that don't balance aren't counted against your allowance.
Discover statement to OFX: step by step
- Convert the PDF and check the balance badge.
- Download OFX.
- Import it in your finance app (usually File → Import). Multi-account statements become one account block each.
Excel and CSV are free. OFX is included with a page pack or plan. See pricing.